Services

Do you know how to best present your operations to the underwriting community as profitable business to them – does your agent – is it being done? We do this; we have a system and create a plan for you. A big part of our service is being effective in selling your account to interested underwriters, and negotiating thoroughly on terms and pricing. It makes a big difference.

You don’t want to deal with insurance as, well – it’s just not your thing. As such you don’t want to allocate much of your time to what you don’t like, and don’t well understand. Our system is designed to be comprehensive in a one stop way. The objective is for us to understand operations, how you create revenue and profit and what your customers value, and insurance related exposure. It is thorough and efficient and the product of many years and study, good well-built experience, and yes, some mistakes - we are proud of where 40 years of hard work has gotten us and what that’s allowed us to do for clients in 2021. In addition, in certain instances we can offer a short form approach, for those kicking the tires or starting out and who may just want general guidance and an indication.

Is critical, particularly in our hardening 2021 insurance market. Again, our renewal systems objective is to get your program in front of and being worked on by underwriters as early as possible. Doing this eliminates the anxiety that can exist in the process, and allows for proper planning, budgeting, and oversight – and no surprises. We have a state of the art technology / service platform, ongoing communication, and a plan for your renewal.

Our approach is uniform across commercial insurance, your home policy, benefits programs, and life insurance. And we don’t take a silo approach; our employees are continuously trained and are experienced people, able to work with you across these various lines of insurance.

Yes, we are familiar with loss reduction strategies, safety planning, disaster recovery, and the risk management discipline. To non-policy holders, these services are available on a fee basis. This is our mindset and culture, and our clients of all sizes benefit from us having that perspective when we look at your operations and exposures. We seek to be both excellent at efficiently placing coverage, and also at proactively addressing your overall cost of risk.